Question 1

How much life insurance do I need in Canada?

Accepted Answer

A common starting point is 10 times your annual income, plus your mortgage balance, plus $50,000 per dependent. This is typically enough to cover your mortgage, debts, final expenses, and provide some income replacement. Our coverage calculator walks you through this in under two minutes.

Question 2

What provinces do you serve?

Accepted Answer

PureTerm serves all Canadian provinces and territories except Quebec, including Ontario, British Columbia, Alberta, Manitoba, Saskatchewan, Nova Scotia, New Brunswick, Prince Edward Island, Newfoundland and Labrador, Northwest Territories, Nunavut, and Yukon.

Question 3

Is PureTerm's service free?

Accepted Answer

Yes, completely free. PureTerm connects you with licensed Canadian insurance brokers at no cost. Brokers are compensated by the insurance companies, so there is no fee for getting quotes or advice.

Question 4

How does PureTerm work?

Accepted Answer

Three steps: use our coverage calculator to determine how much coverage you need, we connect you with a licensed Canadian broker, and your broker shops 15+ carriers to find you the best rate for your situation.

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